How It Works

Our AI-driven underwriting models utilize behavioral and econometric data to accurately assess risks.
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We consider behaviors and their context. Our models are tailored to market, financial institution, segment, and product, based on experience, data availability, procedures, and goals.
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Our models assess risk better than traditional methods to expand access while improving profitability.

BrightUp Risk Management

The BrightUp Risk Engine is also predictive and can assess the probability and timing of default well in advance of consumers’ likely challenges.

Our methods and performance are transparent, reviewable, independently audited and validated, and can satisfy the highest regulatory standards.

The Opportunity

Our proven AI-based scoring algorithm allows lenders to approve applications they would traditionally turn down, increasing both impact and revenues for financial institutions.

Ready to expand access to value-add loans and lower losses?